Who I Am

“Most advisers talk about understanding their clients.
I am one.”

I’m Kieran Ali, founder of CiK Finance.

I run multiple businesses, manage complex income across limited companies, and understand what it means to make big financial decisions — not just for myself, but for my family, future, and legacy.

I launched CiK after my own frustrating mortgage experience — one that was clunky, impersonal, and clearly not designed for people like us. It became my mission to build a firm that delivers what the traditional approach lacks: clarity, speed, and relevance for high-performing clients.

Mortgage Advice for Business Owners, Directors & High Earners

At CiK, we specialise in strategic financial solutions for:

• Business owners with complex income

• High-net-worth mortgage planning

• Buy-to-let portfolio finance and remortgaging

• Strategic property finance

• Bespoke mortgage and protection advice for professionals

We’re not here to tick boxes. We’re here to think like business owners, solve problems quickly, and deliver outcomes that make sense for your goals — not someone else’s template.

Why CiK Exists

You’re not a typical borrower.
You don’t need a typical adviser.

Whether you’re navigating retained profits, dividends, multiple companies, or shared ownerships, CiK is built for clients like you — people who want smarter advice without the jargon, delays or back-and-forth.

What CiK Stands For

A Business Owner Advising Business Owners

You won’t need to explain your income twice.

I’ve built, scaled, and sold businesses. I understand the pressures of performance, tax planning, cash flow, and risk. When we speak, you’re not educating a broker — you’re partnering with someone who already gets it.

Our clients trust us because we:

• Speak their language

• Understand strategic priorities

• Respect their time

Let’s Simplify the Complex

Ready to work with a mortgage adviser who thinks like you do?

Let’s take the pressure off and get strategic about your next financial move.

📞 Book your no-obligation discovery call
📧 Or email us directly: kieran@cikfinance.co.uk

Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage.
All advice is subject to status and lending criteria. Please seek personalised financial advice before taking action.