Declined for a mortgage because you are self-employed? What the high street misses
A high street decline is one lender's opinion, not the market's answer. Here is why self-employed income with two streams gets read as a no, how a specialist lender assesses the full picture, and the steps that turn a decline into an offer.
What Counts Towards Your Mortgage When You're a Company Director
Most lenders assess a company director's mortgage on salary alone. This post explains what actually counts: dividends, retained profit, and why a specialist lender can reach a completely different borrowing figure from the same set of accounts.